Consolidated Credit Solutions

How to Stop Credit Card Companies From Calling

By Jason Gordon

When delinquent on your credit card payments, the company will likely call to attempt collection as they have a certain period of time before they must write off the amount owed as bad debt. The only way for them to avoid this is to hassle you until you pay. Credit card companies have a lot of your personal information, including your house and work phone numbers. Follow the steps below for help...

What Is a FICO Score Range?

By Carolyn Williams

A FICO score is the score generated by Fair Isaac Corporation. This company uses information about your income and debt, among other things, and processes it through confidential algorithms to compute a score for you as an individual, though joint account information is included in the computation. The score falls within a range of numbers. The range for a FICO score is between 300 and 850, with ...

How to Contact a Credit Bureau

By Jackie Harsha

Checking your credit report at least once a year is a good idea for everyone. Mistakes happen and they can bring down your credit score. Americans are entitled to a free credit report annually, so it's a good idea to take advantage of this and make sure that all is well with your credit report. Order your credit report and see if there are items that you need to clear up with your credit. If ...